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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Royal Sundaram Family Health Insurance

In current era giving priority to health related issues of oneself and family is first and foremost job to be performed by any person. The health risk are very common in present living state of people from aged individual in family to small children, it can’t be predicted when and to whom health issues can arise. Therefore it is considered as clever decision to have a complete family floater health insurance for your family.

To fulfill this purpose there are various family floater option in insurance market among them there is a family floater plus individual protection dual plan offered by Royal Sundaram Company named as “Family Health Insurance policy” to control over financial crisis in situations of critical illnesses and hospitalization.

Eligibility

Age Band for Adults of family

18years to 70years

Age Band for Children

91years to 70years

Plans

This plan can be selected for various categories of family members described below

1 ADULT

1 ADULT + 1 CHILD

1 ADULT + 2CHILDREN

1 ADULT + 3 CHILDREN

2 ADULTS

2 ADULTS + 1 CHILD

2 ADULTS + 2 CHILDREN

2 ADULTS + 3 CHILDREN

Features

  • Policy provides income tax benefit under 80 D Act of Income Tax
  • Instant, speedy policy with no documentation and medical test till age of 50
  • Policy provided pre hospitalization for 30days and post hospitalization for 60days expenses compensation
  • Cumulative bonus is 5% for each claim free year with maximum limit to 50%
  • Plan covers pre existing diseases for 4years
  • Claim procedure is ISO certified by Government
  • There are options for online uploading of document and claim tracking online
  • Policy includes 24hours helpline service, emergency ambulance and many more facilities for customer benefit
  • Daily allowances for above 24hours of hospitalization that is Rs. 500 for maximum of 20days to 60 days for all members of family
  • Policy included convalescence benefit of Rs. 10,000 for per insured person in case of hospitalization extending 21days

Claim procedure

Benefits

BENEFITS OF HEALTH INSURANCE

COVERAGE RANGE

Pre-Hospitalization expenses including consultant fees, diagnostic tests, medicines, illnesses and many more for 30days before hospitalization

Covered

In-Patient expenses like room rent, medicines, consultant charges, surgeon charges, blood, oxygen, operation theater charges, anesthesia for hospitalization of minimum 24hours

Covered

A post hospitalization benefit for 60 days includes doctors & consultant fees and house treatment

Covered

The day care benefits required for less than 24hours of hospitalization

Covered

Ambulance cost

Covered

Master Health Check-up compensation

Covered

HIV/STDs, Cataract, Benign, Hypertrophy, stone, heart disease, renal failure, headaches, knee/hip replacement

Not-Covered

Disease occurring within 30 days of policy commencement

Not-Covered

Customer knowledge

The easy claim procedure and extra added benefits are USP of this policy. For customer having more number of members in family and pre existing diseases can surely this insurance policy as benefits are according to these conditions. Therefore, as per these conditions it is beneficial to choose Royal Sundaram Family Health Insurance as a best family floater health insurance plan.