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Royal Sundaram Hospital Cash Insurance

Unlike the other policies that are there in the market, the Royal Sundaram Hospital Cash Insurance is one policy that gives daily cash benefit to the benefactors of the policy. Covering a wide range of services in two widely distinguished plans, this policy is just what ever benefactor needs. The best part is that the premium level is low too.

The benefits given by the policy include:-

Under the Silver plan, the benefits given by the policy include Rs.500 daily cash for each 24 hour that is completed in a hospital upto a maximum of 180 days as the hospitalization benefit. For the ICU benefit, there is a cash benefit that is given to the benefactor. This cash benefit ranges at Rs.1500 with a maximum day limit of 21 days. Along with this, the accidental hospitalization is also given importance here. The cash benefit of Rs.1000 is given for the benefactors under the accidental hospitalization level for a maximum day limit of 21 days. To add to it, if the hospitalization limit exceeds the 21 days, then there is a convalescence benefit given to the benefactor. This ranges to a lump sum amount upto Rs.7500 only once during the whole policy period.

Under the Gold Plan, the benefits given by the policy include Rs.1000 daily cash for each 24 hour that is completed in a hospital upto a maximum of 180 days as the hospitalization benefit. For the ICU benefit, the cash benefit that is given to the benefactor ranges at Rs.3000 with a maximum day limit of 21 days. Along with this, the cash benefit given for the accidental hospitalization, ranges upto Rs.2000 upto a maximum day limit of 21 days. For the convalescence benefit, the benefactor is given a lump sum amount of Rs.15000 only once during the whole policy period. This benefit is only given for the benefactors who are hospitalized for more than the 21 days limit.

The policy can be bought online from:-

Credit cards and debit cards are a few things that will come in handy when you are going to buy the policy. Yes. This policy can be bought online with the help of cash cards. Net banking is also something that is available with the site. You can buy the policy directly from the site.

You can also opt for a call back facility given by the company where the executives will give you the details of the policy. There is also a facility where executives will come home and explain to you everything about the policy. All these facilities teamed up together with the features of the policy cannot be resisted at all. You can click on the link given below to buy the policy and get it at home within a few days.

The eligibility of the policy includes:-

  • The entry age- A maximum of 60 years and a minimum of 1 year.
  • The maximum renewal age of the policy- 70 years.
  • The term of the policy- 1 year.
  • The Sum insured- A maximum daily cash benefit of 1000/- and a minimum daily cash benefit of 500/-.
  • Discounts are also given. There is a 10% family discount that covers more than 3 family members.

The estimated annual premium for the policy is:-

The Age of the benefactor (in years)

Silver Plan (In rupees)

Gold Plan (In rupees)

Upto the age of 45 712 1335
The range between 46 years to 60 years 1068 2047
Te range between 61 years to 70 years (only for renewals) 1424 2759

The policy is for online buying. If you posses either a credit card or a debit card you will be able to buy the policy directly from the website. Net banking is also a feature that the Royal Sundaram hospital cash insurance policy gives to the customers who want to buy the policy. Along with these facilities there is also another facility that the company gives to the customers. The facility is that of ‘call back’. In this facility, the customers are given a contact form which they will have to fill up with their credentials and their phone number and the executives of the company would call them back to solve their queries. Following which, you can click on the link given below to buy the policy.