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Royal Sundaram Individual Personal Accident

A one of a kind policy, the Royal Sundaram Individual Personal Accident policy is made specifically for covering the costs that has direct relation to the death and/or permanent total/partial disablement of a benefactor and his dependent family. The details of the policy are mentioned below.

The benefits given to the benefactors are:-

Benefits

Individual

Spouse

Child

Accidental Death Rs. 5,00,000 Rs. 10,00,000 Rs. 15,00,000
Permanent Total Disablement Rs. 5,00,000 Rs. 10,00,000 Rs. 15,00,000
Temporary Total Disablement (with a weekly benefit of 3000 for 104 weeks) Rs. 3,12,000 Rs. 3,12,000 Rs. 3,12,000
Permanent Partial Disablement Rs. 5,00,000 Rs. 10,00,000 Rs. 15,00,000
Grant for education after death of sole earning member/benefactor Rs. 10,000 Rs. 10,000 Rs. 10,000
Transportation of Mortal remains Rs. 5,000 Rs. 5,000 Rs. 5,000

The policy can be bought online from:-

You can buy the policy if the features and benefits entice you enough to buy the policy. The company also gives a facility to all the benefactors of the policy. This feature is that they can buy the policy online with the help of credit cards, debit cards and even master cards. Net banking is also something that is available with the site. The company has a feature of call back where you can leave your number with the executives of the company and then the executives will call you back on the same number. From that call, you can ask all the queries that you might be having regarding the policy and the executives will be happy to help you. Once you are satisfied with the answers, you can click on the link below and buy the policy.

The key features of the policy include:-

Along with the benefits mentioned above, the royal Sundaram individual personal accident policy also covers all the medical expenses due to hospitalization that is to be done after an accident that leads to death to disablement. The policy also covers the carriage of the dead body from the accident spot, hospital to home. After the sole earning member of the insured person is permanently disabled or is dead, then the policy takes over the duty of the educational grant of the dependent children.

The exclusions to the policy include:-

  • HIV AIDS or any other related diseases are not included under the coverage of the policy.
  • If there is any case of self injury or suicide, irrespective of the benefactor being sane or insane at the time of the incident is excluded from the coverage of the policy.
  • If the benefactor is involved in any kind of aviation activities other than legal ones and suffers any kind of disablement or death because of it, then the policy is not bond to cover it.
  • It goes without saying that pre existing diseases are also one of the few diseases that are not included in the policy.
  • Insanity and the circumstances resulting from it are also not covered under the policy.

The eligibility criteria for the policy include:-

The entry age for the benefactors and his or her child and spouse for the Royal Sundaram Individual Personal Accident policy stands at 5 years in the minimum and at 65 years in the maximum. The sum insured for the policy ranges to the amount of Rs.75,00,000. This cover can be received by paying less than Rs.2 per day. It is also seen that the policy is availability is there for only the Indian Citizens who have a permanent resident ship of India.

The annual estimated premium chat for the policy is:-

Credit cards and debit cards are a few things that will come in handy when you are going to buy the policy. Yes. This policy can be bought online with the help of cash cards. Net banking is also something that is available with the site. You can buy the policy directly from the site.

You can also opt for a call back facility given by the company where the executives will give you the details of the policy. There is also a facility where executives will come home and explain to you everything about the policy. All these facilities teamed up together with the features of the policy cannot be resisted at all. You can click on the link given below to buy the policy and get it at home within a few days.